Build Now, Pay Over Time
Financing for your structure is available through LightStream, a division of Truist Bank.
We may be compensated by LightStream through links on this site.
The new structure you’ve been thinking of building on your property could be an easy online application away. LightStream, the nation’s premier online consumer lender, offers quick financing to tackle almost any project.
From the foundation to the roof.
Get a barn or shed loan from $5,000 to $100,000... including parts, labor and installation.
No time? No problem.
LightStream's easy, online application process is followed by quick funds...
Low rates. Low stress.
Good-to-excellent credit customers deserve low-interest, fixed-rate financing...
Financing without the fees.
No home equity requirements, fees or prepayment penalties...
The process is easier and faster than you can imagine.
Click below to apply. You will receive a response shortly during business hours.
Complete LightStream loan application; watch your email for updates.
Funds are deposited directly into your bank account. Complete your project!
Apply below with LightStream’s hassle-free, online application.
Use their monthly payment calculator to find the best rate and terms for you.
All loans are subject to credit approval by LightStream.
Truist Bank is an Equal Housing Lender. © 2026 Truist Financial Corporation.
How financing works with your build
- 1
Get your design and price
We finalize the drawing and a firm price so you know exactly what you are financing before you apply.
- 2
Apply with LightStream
Applications go directly to LightStream, a division of Truist Bank. We are not the lender and never handle your financial information.
- 3
Fund your build
Approved funds are yours to use for the project. Once financing is settled, we schedule your build.
Custom Garages of Virginia is a building contractor, not a lender or a broker. All lending terms, rates and approvals are determined solely by LightStream / Truist Bank. Questions about your build? Call us at (888) 919-4797.
Let's Talk
Ready to Start Your Build?
Tell us what you have in mind and we will walk you through sizing, styles and options — no pressure, no obligation.